As I write, we're about to start the second and final week of the 26th United Nations' conference on climate change - or COP26, for short - in Glasgow. Over the course of the opening few days, the importance of the event in devising a concerted approach to limit man's negative impact on our planet has been put in stark terms. Sir David Attenborough, for instance, said the opportunity to focus on solutions to check rising temperatures and sea levels as a chance to "turn tragedy into triumph". Whilst much of the attention devoted by news media to the event

It's now just over a year since Broadway opened its doors. Even in just those 12 months, we have seen the kind of shifts which illustrate the importance of the support provided by brokers to business and private clients alike. For instance, the majority of restrictions to limit the spread of Covid-19 have been lifted but the pandemic's legacy for the insurance industry will be found in a number of tremendous changes. Great pressures on the global economy have forced companies and insurers to consider how best to prepare for future events. That work continues even as payments resulting from

Despite the urging of teachers at the time, I'm not sure how many of those individuals reading this article will look back on their schooldays with total fondness. One of the main gripes for pupils in every generation seems to have been about the relevance of items on the syllabus to life once they leave classrooms or university campuses behind. There are now, of course, many vocational education courses, providing students with a solid grounding in a range of technical and professional subjects. Whilst those studies will help them prepare for the world of work, questions have been rightly asked

The pace of impact which technology has had on our lives has quickened considerably in recent decades. It should, therefore, perhaps come as no surprise that the same sense of acceleration increasingly applies to how we get about. Although the first production electric car rolled out of a London factory in 1884, it hasn't been until his century that battery-powered vehicles have firmly left the realm of science fiction behind and merged with modern day traffic flows. The degree to which electric and hybrid cars have gone mainstream can be easily seen by a quick glance at the monthly sales

It still takes my breath away. In the space of just 15 months, many accepted wisdoms about our lives both in and out of the workplace have changed markedly. That pace of change shows no sign of abating either. Yet it could be said that some of the radical shifts which we have seen in how individuals and corporations behave are perhaps for the better. For example, take just one topic: risk - a subject integral to why Broadway was established and what we do on a daily basis. Back in mid-January, the Supreme Court handed down its judgement regarding

Almost two months after the UK took its first steps out of lockdown, there are still few doubts as to the impact which the Covid pandemic has had on the country's economy. We only need glance around our high streets and city centres to see that many businesses sadly did not survive the enforced loss of custom. Only a couple of weeks ago, the Office for National Statistics (ONS) reported that overall economic performance in March remained considerably behind where it had been before coronavirus first put the world's markets on hold. As is often the case, however, the mood

The renewal of insurance policies is arguably a far more dynamic process than it was in years past. Now, insurers' desire to be competitive and the ease with which consumers can compare quotes has led to an increase in switching between providers. A relatively recent survey found that almost three-quarters of policyholders prepared to change insurer, with customers most likely to do so when considering motor, home and contents cover. There is, however, a consequence of insurers jockeying for all that potential extra business. A report published last year by the Financial Conduct Authority (FCA) found that those individuals who

As we all know, the last 12 months have severely tested our supplies of resilience and patience. Despite enforced spells of home-working meaning that many people have spent more time with their families than normal, simply keeping households and businesses going has been a challenge. Yet, as some of the restrictions are lifted and the UK's economy prepares to gradually open up once again, I believe that it's essential to dampen down any expectations that life either in or out of the office is going to instantly return to what we used to regard as normality. In the last few

Last week, the Prime Minister, Boris Johnson, announced plans to gradually ease the current Covid-related restrictions imposed across the UK. The phased relaxation of rules designed to limit the spread of the virus have, naturally, come as something of a welcome relief to those who have spent almost an entire year under some form of lockdown. Many individuals, perhaps frustrated at having cancelled trips overseas, will have paid particular attention to references about when they might be able to take foreign holidays once more. However, there was a reason why Downing Street referred to the strategy as a "roadmap" rather

Over the course of the last year, we have once again become used to the idea of living in a bubble. However, whereas the term is now taken to refer to groups of individuals at work or at home trying to limit exposure to the coronavirus, the definition previously held rather negative connotations. For example, people living outside London have often described the capital as existing in a bubble of its own, with a particular outlook and different economic or cultural circumstances to those in the rest of the country. It's a concept which came to mind while I was

The last year has seen the health of the world's populations and its economies take a battering. With a renewed spread of infection and governments across the globe introducing ever tighter measures to protect their citizens, the coronavirus pandemic has shown few signs of releasing its grip on personal or commercial confidence. In the UK this week, the Office for National Statistics released a brace of reports providing a snapshot of the current severity of the financial consequences of the Covid-19 outbreak. The first - the latest instalment in a series of surveys of businesses from across the country operating

The last 12 months have been remarkable for the degree in which the certainty of how we live and work has been turned upside down. In having to work from home, we've not just become estranged from our desks but our friends and colleagues too. Mind you, social distancing has even required us to change how we interact with family and neighbours - a topic which is of particular sensitivity as I write, only days before Christmas. Stability is something which we all fundamentally crave. Even as Santa prepares for his yearly delivery run, I reckon that we're all a

Today Broadway is delighted to announce the arrival of Eleanor Moore as Director of Private Clients. From today, Eleanor will lead Broadway’s Private Clients function in alignment with the company’s strategic growth and investment plan. Eleanor will report to Daniel Lloyd-John as Chief Executive, and will continue in her role as Chair of the Manchester Insurance Institute. Eleanor brings more than 28 years of extensive client and operational experience to the role and is well-regarded as one of the leading insurance advisers to private client across the North of England. In addition to her client duties, Eleanor is tasked with

Broadway Insurance Brokers today announced the appointments of Eleanor Moore and Geraint Jones to join its specialist Private Clients division. From 19th October, Eleanor Moore will join as Director of Private Clients. Eleanor is the current President of the Manchester Insurance Institute and is widely recognised as one of the leading names in the Manchester insurance market. She has over 28 years’ experience focusing primarily as a specialist adviser to high-net-worth individuals, families, business owners, estates, and personalities. In her role, Eleanor will oversee the broking and client strategy and placement activities at Broadway. The specialist team will focus on

Emerging risks. Rising premiums. Reducing insurer capacity. Limited Business Interruption (BI) contract terms due to Coronavirus. Many UK companies are facing an altogether more challenging insurance marketplace as they prepare for their next renewal. Furthermore, the UK broking market remains in a constant state of change and evolution. Independent insurance brokers continue to be targets for acquisition by Private Equity interests and large brokers. Year on year, continued consolidation has led to a reduction in the number of specialist brokers in the market, leading to established brokers becoming more focused on internal reorganisation as they seek to harvest cost reduction

Young future leaders are no longer content with the beaten path. Instead of making their way up the traditional corporate leadership path like their predecessors, the absolute best are seeking opportunities to prove themselves right from the outset. To meet these shifting demands, the most agile organisations are re-examining their existing business structures. Tomorrow’s leaders have arrived. In truth, they entered the workplace sometime ago and did so armed with a quite different set of skills, behaviours and expectations. In recent years, the insurance industry has welcomed the arrival of new technologies, big data and artificial intelligence (AI). Valuable tools

When contributing to devising a risk management plan some years ago for a FTSE 100 company, I read many Corporate Governance articles encouraging me to do the expected.  Categorise the key risks to the strategic plan and the budget so as to be sure to identify those relating to financial, operational, infrastructure, people, IT and legal and regulatory matters and give each a score by assessing their likelihood and their impact.  Then came the most difficult part.  How best to mitigate each risk? At this stage I stopped reading the articles and used a simple acronym -TRAP or Terminate, Reduce,