Having insurance cover certainly provides peace of mind. Yet the reason why we put cover in place is more than merely psychological. It means that should our loved ones, our property or our businesses experience theft, damage or death, we will either be able to repair the physical or commercial injury, or be adequately compensated for our loss. When it comes to property, for instance, an important part of that process is establishing an accurate valuation at the very outset. That ensures that you may be totally reimbursed should you have to make a claim. Should you not cover up

One of the country's most dynamic names in insurance broking is planning to develop client services after announcing further "dramatic" growth. Broadway Insurance Brokers has reported that the value of corporate and private assets for which it arranges cover had doubled to more than £1.25 billion during only its second year in business. Chief Executive Daniel Lloyd-John has also described how the amount of Gross Written Premiums (GWPs) generated over the course of the last 12 months had more than trebled to £4.5 million. He said that having cemented its position as the leading risk management advisor to many of

We get to know Lauren Winstanley - Private Client Executive at Broadway Insurance Brokers. How do you like to start the day? My youngest two children (twins) are 8 and they wake me every day with a hug and a smile. You can’t beat that! Then, before anything can be done, I like a nice cup of tea. What’s the best part of your job?  The people. I enjoy the diversity of the people we get to meet and build lasting relationships with. It is a privilege to be invited into homes and to get to know clients personally. What’s

Handbags are regarded as one of the most aspirational accessories - a very visible display of someone's sense of taste and elegance. Even though some, of course, cost many thousands of pounds, the more desirable models arguably say more about their owners' contacts than the contents they hold. That's because they are so highly sought after that until recently would-be purchasers faced a six-year wait to take delivery. Their cachet means that they are now not only prized and stylish possessions. A US court case earlier this year heard evidence that one of the most wanted handbags of all -

In addition to the enormous impact which the Covid-19 pandemic had on global health, its indirect effects on the world's economy look set to be felt well into the future. Across the UK, hybrid working has become something of a 'new normal' in itself. According to the most recent figures published by the Office for National Statistics (ONS), more than one-third of employees now split their working week between home and the office. The restrictive measures imposed by governments in different territories in an effort to prevent the spread of the virus have also had another consequence. Remote working, reduced

Hunting for the cheapest car insurance deals has become a staple of owning a car but recent news from Elon Musk could change the game for good. In May 2022 business magnate Elon Musk made the announcement that he intended to take motor policies for his electric vehicle (EV) company Tesla, in-house. The cover was launched in March 2022 and is currently available in eight US states. Tesla will take their insurance policies in-house offering claims and underwriting service and a 60% discount on premiums. This announcement has thrown into question the future of vehicle insurance, particularly EV insurance. Musk

The process of combatting the threat of Covid-19 has arguably been transformative for the UK. Nevertheless, after two years which seemed to present us with a number of terrible milestones, we will reach another more upbeat anniversary next month. On the 19th of July, it will be exactly one year since the Prime Minister, Boris Johnson, scrapped the last of the restrictions which were put in place to prevent the spread of coronavirus. However, there remains a lingering strain on the business community and it is one which - if you pardon the pun - looks set to go into

Insurance is an essential and very important financial services product. Whether we're protecting our loved ones, our homes or our businesses, we all need cover to manage the risks to which we're exposed on a regular basis. Given the complex nature of some of those risks, it's perhaps understandable that policies can be rather detailed, with a considerable amount of small print. It's also to be expected that individuals who don't work in the insurance industry find the terminology a little hard to comprehend. That is something made clear by a report entitled 'The Future of Insurance' published recently by

An entire generation has grown up with the idea of equality in the workplace. More than half a century, in fact, has elapsed since the passing of the Equal Pay Act in 1970, legislation which was reinforced only five years later by the Sex Discrimination Act. Yet whilst most of us have long seen no reason to distinguish between individuals because of their gender - just as we don't and shouldn't accept bias based on someone's sexual orientation, colour, religion or age - there remain those who can't to come to terms with equality. That much is clear from a

The founder of one of the country's newest and most dynamic names in insurance broking has been elected to represent industry peers across Greater Manchester. Daniel Lloyd-John, the Chief Executive of Broadway Insurance Brokers, will serve as chairman of the area's regional committee of the British Insurance Brokers Association (BIBA) for 12 months. The Manchester committee is one of the largest and longest-standing of the 11 such BIBA groups across the UK. Mr Lloyd-John said that his election was an "honour" and came at a pivotal moment for the insurance industry. "Manchester is the second largest financial services market in

Pick up any national newspaper on any given day and you'll be confronted with a veritable blizzard of figures relating to various aspects of personal and professional life in the UK. Few, if any, resonate in households or businesses more than those on crime. Details of the frequency and type of offences committed can shape how comfortable or not we feel at work or at home. Politicians too realise that public attitudes to crime can shape what happens at the polls during elections. January's publication of the latest survey on the incidence of crime by the Office for National Statistics

One of the country's newest and most dynamic names in insurance broking has bolstered its operations with another key appointment. Lauren Winstanley has become the latest addition to the Private Client team at Broadway Insurance Brokers. The arrival is her latest position in a 20-year career which has already seen her work with some of the North West's other leading independent brokers. It also comes just weeks after Broadway revealed that the value of assets for which it has arranged cover across its corporate and private client divisions has doubled in the last six months to nearly £1 billion. Broadway's

The world of insurance has been known as a male-dominated industry for centuries but more and more women are making their way into the insurance market and becoming a pivotal force behind the evolution in the world of finance. For International Women’s Day, we sat down to talk with our very own Eleanor Moore, Director of Private Clients here at Broadway Insurance Brokers and President at the Insurance Institute of Manchester. Although the Institute was founded in 1893, it didn't have a female president until 1994, making Eleanor a member of a very exclusive club. She began her career insurance

The founder of one of the country's newest and most dynamic names in insurance broking has been rewarded for his role in helping the North West bounce back from the Covid-19 pandemic with a prestigious industry prize. Daniel Lloyd-John, Chief Executive of Broadway Insurance Brokers has been singled out in the Outstanding Achievement category of the annual awards organised by the UK's largest grouping of independent brokers, Bravo Networks. He was recognised both for Broadway's rapid progress and excellence in supporting some of the North West's richest individuals and private business community. Mr Lloyd-John described how he was "delighted" to

No-one wants to think about nasty things which may happen. However, making contingencies for what might occur at home, at work, on the road or overseas means that we're better prepared to deal with those eventualities which do arise. It's a lesson which has been made only too clear by the last two years. The Covid pandemic has left its mark on all of us in a variety of ways, including those who lost loved ones and others who saw companies unable to withstand the financial hardships despite the investment of considerable time and effort. That remains true despite figures

Being the victim of any type of crime is an intensely personal and unsettling experience. It may not necessarily be of immediate comfort to learn that you're not alone and that others have suffered in a similar way. Nevertheless, being aware of broader crime patterns can help politicians, police, public and the insurance industry alike all address the risk of repeat offences and what to do about it. Even casual observers of news output in our national 'papers, radio and television will appreciate too how crime is a regular topic, eagerly debated by parliamentarians of every hue who wish to

The start of every year always provides an opportunity for reflection as well as a chance to weigh up our priorities for the 12 months to come.During 2021, we had much tumult and change to consider. January was only a couple of weeks old when the Supreme Court issued a watershed decision on the administration of business interruption claims stemming from the first year of the pandemic. According to the Financial Conduct Authority (FCA) that single ruling has so far resulted in the insurance industry paying almost £1.25 billion to businesses affected by the Covid-enforced shutdown. Less than a fortnight

  By now, many households across the UK have almost put the finishing touches to their plans for Christmas and the New Year. In addition, a sizeable proportion of businesses not involved in the retail or hospitality sectors have begun shutting down, ready to resume their commercial activities after the annual festive hibernation. However, none of us head into this holiday period without a sense of foreboding - an echo of events in December 2020. Once more, Government and NHS data illustrates another rise in incidence of Covid-19. In fact, so severe has been the impact of the Omicron strain

There are arguably few more unsettling crimes than burglary. Even after stolen items have been replaced, a sense of unease from knowing that criminals have been in your home can linger. In fact, those sentiments can be difficult to shake that many individuals choose to move house and change their jobs rather than live in discomfort. Of course, official figures seem to indicate that such offences, although acutely unsettling for those involved, are relatively uncommon and apparently becoming less frequent. Data published by the Office for National Statistics (ONS) in July found that there were 267,931 burglaries in the 12

Anyone considering the output of Britain's terrestrial television networks over the last few decades will have noticed several programmes appearing to prop up the schedules. The evening soap operas have, of course, been regarded as regular fixtures for many years. However, it might surprise some younger members of the household audience that from the early 1980s onwards, crime was a staple ingredient of Thursday evening's viewing. At its peak, 'Crimewatch' not only held down a prime slot but attracted an audience of up to 14 million people each week. Despite featuring many brutal offences and helping to apprehend some of

One of the country's newest and most dynamic names in insurance broking has claimed top billing among the North West's risk management advisors to high net worth clients. Broadway Insurance Brokers is one of only twenty five brokers from across the UK and one of just two from the region to be named in the latest edition of the Spear's 500 rankings In addition, the firm's founder and Chief Executive, Daniel Lloyd-John, was included among the country's 20 "top recommended" insurance industry professionals. He explained that the recognition had capped a successful first year for Broadway. Last month, the firm

Director of Corporate Clients at Broadway Insurance Brokers How do you like to start the day? Despite not being a morning person, I like to get up early, well, relatively...and go to the gym followed by a lovely strong Nespresso coffee. ‘Own the morning, elevate your day’ as Brian Sharma once said; the feeling of control flows through the whole day, no matter how tough it gets! Where did you grow up? I grew up in Chorley where my mum and family still live. My dad was a well-known coal man and had his own business; I didn’t follow in

As I write, we're about to start the second and final week of the 26th United Nations' conference on climate change - or COP26, for short - in Glasgow. Over the course of the opening few days, the importance of the event in devising a concerted approach to limit man's negative impact on our planet has been put in stark terms. Sir David Attenborough, for instance, said the opportunity to focus on solutions to check rising temperatures and sea levels as a chance to "turn tragedy into triumph". Whilst much of the attention devoted by news media to the event